Your life insurance could be worth cash now, when it matters most.
If you are facing a cancer diagnosis and own a life insurance policy, you may be able to sell it for a lump sum. Cash for treatment, for travel, or time with the people you love. This is not a loan, and not a future payout. Get cash now, when you need it most.
- Free Consultation and Policy Review
- No Obligation
- Most policy types qualify
- Licensed Life and Viatical Settlement Provider in every state except Alaska
Does my policy qualify?
You will receive a response from a settlement specialist within 24-48 hours.
How it works
Three simple steps, on your terms
- 1
Tell us about your policy
Answer a few quick questions. No medical records or documents are needed to begin.
- 2
Abacus will review your policy and health situation
A life settlement specialist will guide you through the underwriting process.
- 3
It’s up to you
If Abacus presents an offer to purchase your policy, and you accept, you receive payment, in a lump sum, in as little as 2 weeks.
Why should I sell my policy?
Your existing life insurance policy can help you and your family ease the financial stress that comes with a cancer diagnosis. A life settlement turns something you already own into cash now to improve your quality of life.
Pay for treatment
Cover out-of-pocket and adjunctive care that insurance does not.
Ease the pressure
Handle bills, travel, and day-to-day costs without draining savings.
Choose your time
Spend less time worrying about money and more time with family.
Settlements handled by Abacus Life
A licensed partner. A private process. A personal decision.
Your settlement is reviewed and completed by Abacus Life, a licensed life settlement provider.
Abacus maintains strict transparency, privacy, and data protections. All private information is kept strictly confidential.
The review is free. You are never required to accept an offer.
Common questions
Good to know
- It is the sale of an existing life insurance policy to a licensed buyer for a lump sum of cash. For someone facing a serious illness, this is sometimes called a viatical settlement, and it often pays significantly more than simply surrendering the policy.
- No. There is no cost to review your policy and medical condition.
- No. There is no obligation to accept an offer to sell your policy.
- Most policies, including some group policies, qualify for a review. The minimum coverage amount is $100,000, but exceptions may be made under certain circumstances.
- As the only publicly traded life settlement provider, Abacus maintains strict transparency, privacy, and data protections. All private information is kept strictly confidential.